Voluntary benefits to fit your lifestyle and your budget

Do you have a backup plan in case the unexpected occurs? You can confidently steer through life's unexpected challenges and save money by selecting from a variety of voluntary insurance packages for university employees. These voluntary benefits are made affordable for you at group rates.

Preview each offer below and be sure to enroll when indicated.

Available only during Annual Enrollment, Oct. 15-31

Critical illness insurance pays a lump-sum cash benefit directly to you if you're diagnosed with a covered illness or condition such as cancer, heart attack, or stroke. You can use the lump-sum payment as you see fit—for co-pays, deductibles, or mortgage payments, for example—to help protect your family's finances so you can focus on recovery.

Accident insurance pays benefits for specific injuries and events resulting from a covered accident. The payment can be used, for example, on deductibles or other out-of-pocket expenses in case of sports-related accidental injuries, broken bones, or back or knee injuries.

Hospital indemnity insurance pays a daily benefit if you have a covered hospital stay and offers critical support to bridge the gap between your primary health coverage and unexpected expenses. You can use this money for any expense you'd like, and you can choose between a low and high plan.

Legal plan provides professional counsel for everyday personal legal needs, from will preparation, to debt collection, to buying a home, and more. You'll have affordable access to a nationwide network of more than 12,000 attorneys.

Enroll year-round

Choice Auto and Home Insurance Program can help you save on your auto, home, and renter's insurance by comparison-shopping coverages, rates, and discounts from five of the leading auto and home insurance providers in the nation, along with additional retail insurance providers.

Home disaster insurance pays you a lump-sum cash benefit after a covered natural disaster. There are no deductibles or loopholes, just fast recovery cash after storm damages and other expenses your home insurance doesn't cover. This insurance is available in all states except New Hampshire, New Jersey, and New York.

Identity protection can help better protect you and your family's financial and personal information.

Pet insurance provides cash back on eligible veterinary bills from any licensed veterinarian anywhere in the world for accidents, illnesses, hereditary and congenital conditions, wellness, and more.

Learn more

Visit JHUVoluntaryBenefits.com for full program information and summaries of coverage.

Note: The descriptions above are summaries intended for informational purposes and do not include all terms, conditions, and exclusions of coverage. Refer to the actual policies for those matters.

Call 866-795-9362 to speak with a JHU Voluntary Benefits representative, available Monday to Friday from 8 a.m. to 8 p.m. and Saturday from 9 a.m. to 1 p.m.