'Tis the season … to think about curbing holiday spending and reducing your financial stress

Resources for navigating the holidays, plus reminders of free financial consultations

Sitting in a room filled with holiday decorations, a man and woman are meditating in front of an open laptop.


Keeping track of expenses and sticking with a well-thought-out budget during the year can be building blocks for sound financial planning. However, when the busy holiday season arrives, it can be easy to lose sight of our budgets and spend beyond our means.

To assist you in maintaining a healthy balance between spending and saving, here are some resources for helping you navigate the season, curb holiday spending, and create a holiday budget you can stick to.

The new year is a perfect time to reflect on your money habits. A few small tweaks can make the difference toward an early retirement, traveling the world, or otherwise achieving the financial freedom you desire.

To support you in managing your financial health, JHU has partnered with Marsh McLennan Agency, an independent investment adviser. Through MMA's Prosper Wise digital platform, you can schedule time to meet virtually with a financial coach, who is trained in financial planning, at no cost to you. Here are some actions to consider for starting your new year off right.

  • Click here to sign up for your Prosper Wise financial well-being account today.

  • Schedule a consultation to speak with an MMA financial professional regarding any questions specific to your individual financial needs.

A reminder: For any benefits questions, you can contact the JHU Benefits Service Center at 410-516-2000 or