In addition to the core benefits available to you as a Johns Hopkins employee, the university offers an array of voluntary benefits designed to give you additional protection at affordable group rates. Be sure to consider these benefits when making your Annual Enrollment decisions.
Identity theft protection
The Identity Theft Protection program, administered by Allstate, can offer you peace of mind as well as valuable services that can help you both prevent identity theft and recover your identity if you become a victim.
Your pets are family, and their health and well-being are important, too. That's why JHU offers voluntary pet insurance through Nationwide that will help you protect your pets by managing the rising costs of veterinary care.
Auto and homeowner's insurance
JHU gives you the option of setting up convenient payroll deductions to pay for your auto, homeowner's, or renter's insurance. In addition, you may be able to receive a special group discount on this insurance, or a discount based on your length of service at the university.
You do not need to wait until your current coverage renews to shop for new coverage—you can get a quote and apply for coverage anytime throughout the year.
Critical illness insurance
Critical illness insurance provides additional financial protection to you during treatment for illnesses such as cancer and Alzheimer's disease. You receive a lump-sum benefit to help you pay some of your additional expenses as you see fit, including co-pays and deductibles, as well as personal expenses such as mortgage payments and child care.
Accidents can be costly. The voluntary accident insurance benefit helps prepare you financially if you or a family member is injured or needs health treatment because of an accident. The plan can supplement your medical coverage by providing financial benefits to help pay for out-of-pocket health care expenses as you see fit, including co-pays and deductibles, personal expenses such as mortgage payments and child care, or other expenses resulting from an accidental injury. You may choose between a low and a high option.
Legal plan—enhanced for 2023
Life is filled with moments when you might need legal help. MetLife Legal Plans provides participants with unlimited access to nearly 11,000 attorneys nationwide at discounted rates. With this plan, you have access to telephone advice and in-office consultations regarding a wide range of personal legal services. Full representation is available for:
- Preparation of legal documents such as wills, trusts, powers of attorney, deeds, and many others
- Purchase, sale, and refinancing of your primary residence
- Immigration assistance
- Debt collection defense
- And more
In addition, the legal plan will be enhanced for 2023 to include the following services:
- Legal help for reproductive matters. The plan now offers assistance for employees looking to expand their family through reproductive law coverage. Participants will receive up to 20 hours of legal assistance for the reproductive legal issues involved in surrogacy, egg donation, sperm donation, gamete donation, embryo donation, and/or embryo adoption.
- Legal help dealing with identity theft. Even cautious people can have their identities stolen. MetLife Legal Plans now offers complete identity restoration services from U.S.-based Certified Protection Specialists who are available 24/7 for you, one additional family member, and unlimited children in your household. Services include attorney consultations to respond to creditors, help contacting banks and creditors, and attorney defense for issues caused by identity theft.
To learn more about these options, which are administered by Mercer, go to jhuvoluntarybenefits.com.