Choosing the right health plan can help save you money. JHU provides resources to help you determine which plan is right for you, what doctors and hospitals are in your plan's network, and how to compare cost and quality. Making an informed decision about your health coverage can benefit you both medically and financially.
Before you enroll in your 2023 benefits, use ALEX, the university's interactive decision support tool. ALEX acts as a virtual benefits counselor to help you learn more about your options. ALEX will ask you a few questions about your health care needs (your answers are anonymous), crunch some numbers, and recommend a medical and/or dental plan that's best for your personal needs.
How to prepare
Using ALEX is simple. You won't have to dig through your insurance records, but if you'd like to prepare for the questions about your medical and dental needs, it helps to know:
- How many dependents you plan to cover
- Estimated number of visits to a doctor
- Estimated number of prescriptions
- Estimated amount of dental care
How does ALEX work?
By asking you questions, ALEX estimates the total yearly out-of-pocket costs (a combination of your premium contributions and the charges for services you plan to use) for each plan and recommends the one with the lowest overall cost to you based on your personal preferences. Visit myalex.com/jhu/2023 to get started.