As we continue to navigate the global pandemic, we've been taking important steps to care for ourselves and our families. Now more than ever, your benefits play an important role in helping you maintain your health and well-being. JHU is proud to offer an array of benefits and services to support you in all aspects of your life.
Benefits enrollment is Oct. 13 through Oct. 29, 2021.
You are encouraged to take the time to review your current coverage and take advantage of the enrollment resources available to help you make smart benefits choices for the coming year. Outside of the Annual Enrollment period, you can make changes only if you have a "qualified life event," such as getting married or having a baby.
For 2022, Johns Hopkins will continue to offer you the same choice of comprehensive medical options so you can choose the plan that makes the most sense for you. While the university and its employees continue to work together to manage rising health care costs, you will see some modest increases in the share of the cost of your health care benefits for 2022. As in years past, JHU will absorb a large share of the increases to help mitigate cost increases to faculty and staff members.
Keep in mind that the BlueChoice HMO (available to current participants only) will be phased out as of January 2023 for non-bargaining employees. It will continue to be available for bargaining unit employees. If you participate in this option, you will hear more about this change in the months ahead.
Many of your other benefits offerings, including dental, vision, life, and AD&D insurance, will also remain unchanged for 2022.
You are encouraged to learn all you can about your health plan options so you can make an informed decision and make the most of your university benefits.
What's new for 2022
To better meet the needs of you and your family, the CareFirst BlueCross BlueShield PPO and HDHP and the EHP Classic POS plans will now include coverage for hearing aids, up to $1,000 per ear every three years with no age limitations.
New membership cards will be issued for all the medical plans for 2022.
JHU has added an identity theft protection program to its voluntary offerings. The program, administered by Allstate, can offer you peace of mind as well as valuable services that can help you both prevent identity theft and recover your identity if you become a victim.
JHU is pleased to announce the addition of voluntary pet insurance through Nationwide. This benefit will help you protect your furry family members by managing the rising costs of veterinary care.
You will see some enhancements to the critical illness insurance benefits, including increased recurrence benefits and an expanded list of covered conditions.
During this Annual Enrollment, you will have a one-time opportunity to increase your existing supplemental life insurance coverage by one time your annual base salary (up to eight times your annual base salary, to a maximum benefit of $3 million, combined with basic life insurance) without providing evidence of insurability.
Keep in mind that the university's flexible spending account administrator Discovery Benefits is now known as WEX, but you'll continue to leverage the same online account, mobile app, and debit card. The health care and limited purpose FSA maximum employee contribution is currently limited to $2,750 per year and is subject to change each year (new 2022 limit to be announced soon). It's important to plan your contributions carefully. For 2022, any unused funds of $550 or less at year-end will be rolled over for use in 2023; the minimum rollover amount is $30. As a reminder, you must re-enroll in the health care FSA or limited purpose FSA and the dependent care FSA each year. Remember: To expedite the substantiation process, always save your receipts, even if you are using the debit card.
For 2022, the HSA contribution limit will increase to $3,650 per individual and up to $7,300 per family (including the JHU contribution). You must reset your HSA contribution for 2022 if you are currently enrolled.
Remember to apply (or reapply) for the Child Care Voucher Program and Scholarship to JHU Partner Centers for 2022.
As previously communicated, the university encourages you to consider enrolling in BurnAlong, its new online fitness and wellness program available to all employees and their families. Accessible on phones, tablets, computers, BurnAlong offers:
Instant access to on-demand and live video classes from hundreds of instructors spanning 45+ health and wellness categories, including cardio, yoga, dance, mindfulness, sleep, nutrition, financial well-being, prenatal and children's classes, and classes for managing chronic conditions.
Choice of classes for every age, interest, and fitness level that range from five minutes to more than 60 minutes.
The opportunity to take classes alone or invite friends and family to join you live so you can see and hear each other while taking classes together.
The service is available free of charge to you and your family members (you can add up to four others under your account). Go to join.burnalong.com/JHU to learn more and get your free login details.