2020 benefits confirmation statements were mailed to all full-time benefits-eligible faculty, staff, and bargaining unit members in early December. Carefully review your statement to ensure that the elections shown are those that you intended for next year. If you are covering a child who is currently age 26, the coverage will end on Dec. 31. This is reflected on the confirmation statement.
Making changes to your enrollment
If you determine that your enrollment is not correct, you must act to change it no later than Dec. 31 by emailing the Benefits Service Center at email@example.com with the correction(s) and entering "2020 Annual Enrollment Correction" in the subject line. You will receive a return email acknowledging receipt of your request.
If you have already reached out to the Benefits Service Center to make a change, this will not be reflected on your statement.
If your correction is to your beneficiary, you can make this update at any time by going online to hr.jhu.edu/benefits-worklife and choosing Life Events on the myChoices Health & Life Enrollment tab.
Life insurance evidence of insurability
Your confirmation statement reflects the amount of life insurance you were able to elect without evidence of insurability, or EOI. It may differ from the election that you made during Annual Enrollment.
If you had existing supplemental life insurance coverage and elected to move up one level of coverage, EOI is not required provided the new coverage amount doesn't exceed four times your annual base salary or $500,000 and you have not been declined previously.
If you moved up more than one level of coverage, you will need to complete evidence of insurability. If you elected supplemental life insurance for the first time (and are not a new hire), EOI is required for any amount of supplemental coverage you elect. Securian Financial will reach out to you by email to start the EOI process.
2020 flexible spending accounts
Discovery Benefits will replace WageWorks as the administrator for the health care and dependent care FSAs. If enrolled, you will receive a welcome email with instructions on how to set up your online account and a new debit card to pay for your out-of-pocket health care expenses.
Any balance of $500 or less in your 2019 health care flexible spending account will automatically carry over into your 2020 health care FSA or limited purpose FSA (for HDHP participants) with Discovery Benefits. You will be able to confirm this carryover after the 2019 claims filing deadline of April 30, 2020, by viewing your account at discoverybenefits.com. The mailed confirmation does not reflect this carryover amount.
The IRS recently raised the annual maximum to $2,750 for 2020 health care flexible spending accounts. If you wish to increase your election to the new maximum, you will need to follow the instructions above for making changes to your benefits.
Dental coverage for 2020
As announced last year, the United Concordia DHMO will no longer be available. If you are currently enrolled in this plan and did not make an active dental election for 2020, you will automatically be covered under the Delta Dental Standard Plan (no orthodontia coverage) for 2020. This is reflected on the confirmation statement.
For questions concerning your benefits enrollment, contact the Benefits Service Center at 410-516-2000 or firstname.lastname@example.org.