Annual benefits enrollment begins today, Oct. 14

If you do not enroll, your current elections will carry over into 2016 at the new rates that are effective Jan. 1, 2016. Your Flexible Spending Accounts will not carry over unless you actively enroll—with one exception. Current Health Care FSA participants may roll over up to $500 of unused funds into the 2016 plan year. This rollover will occur automatically for 2015 remaining account balances up to $500.

This fall, during our traditional annual enrollment period for health and life plans, we are rolling out updates to our 403(b) retirement plan providers and investment options. You will need to make decisions around how you want your 403(b) retirement plan money invested beginning Jan. 1, 2016. Each employee enrolled in the 403(b) plan must log in and make an active election during annual enrollment. If you do not, future elections will be automatically directed to a Vanguard Target Retirement Fund and invested in a manner that is designed to manage risk based on your age and target retirement date.

The enrollment site, which is supported by Internet Explorer, is accessible through the myChoices tab on the benefits website. If you have questions, please call the Benefits Service Center at 410-516-2000, Monday through Friday, 8:30 a.m. to 5 p.m.